When can Cynthia submit an application for a Medicare Advantage plan using her Initial Election Period?

When can Cynthia submit an application for a Medicare Advantage plan using her Initial Election Period?

• A. From January 1 to March 31
• B. From April 1 through October 31
• C. From May 1 to July 1
• D. From June 1 to December 31

Answer: (B)

Cynthia can submit an application for a Medicare Advantage plan during her Initial Election Period, which is a specific timeframe during which eligible individuals can enroll in Medicare plans. This period typically starts three months before an individual turns 65, includes the month of their birthday, and continues for three months after the birthday month. The correct timeframe for this Initial Election Period is from three months before to three months after her 65th birthday, which generally aligns with the option indicating a broad range of availability, like April 1 through October 31. During this time, she can not only enroll in a Medicare Advantage plan but also has the opportunity to choose other Medicare options if she qualifies. Other options do not accurately reflect the Initial Election Period, which is specifically tied to a person's eligibility related to age or other qualification criteria.

Cynthia can submit an application for a Medicare Advantage plan during her Initial Election Period, which is a specific timeframe during which eligible individuals can enroll in Medicare plans. This period typically starts three months before an individual turns 65, includes the month of their birthday, and continues for three months after the birthday month.

The correct timeframe for this Initial Election Period is from three months before to three months after her 65th birthday, which generally aligns with the option indicating a broad range of availability, like April 1 through October 31. During this time, she can not only enroll in a Medicare Advantage plan but also has the opportunity to choose other Medicare options if she qualifies.

Other options do not accurately reflect the Initial Election Period, which is specifically tied to a person's eligibility related to age or other qualification criteria.